Housing & Urban Development Corporation Ltd Share Price

Housing and Urban Development Corporation Limited, also known as HUDCO, Housing & Urban Development Corporation Ltd Share Price is a premier institution in the financing of housing and urban infrastructure across India. It is a public sector undertaking (PSU) of the Government of India. Established on April 25, 1970, HUDCO‘s primary objective is to finance housing and urban development initiatives.

Housing & Urban Development Corporation Ltd Share Price

In April 2024, HUDCO received Navratna status, increasing its operational, investment, and decision-making autonomy.Its motto is “Profitability with Social Justice,” reflecting its dual role: promoting social welfare by assisting the economically weaker sections (EWS), low-income groups (LIG), and underprivileged urban and rural areas.

HUDCO is a non-banking financial company-infrastructure finance company (NBFC-IFC) registered with the Reserve Bank of India (RBI). It operates through its own research and training center (Human Settlement Management Institute, or HSMI), several regional and development offices, and its headquarters in New Delhi.

Housing & Urban Development Corporation Ltd Share Price and Financial Metrics

Here are some specific insights based on current data for 2025 that help you understand the performance and valuation of HUDCO shares.

Note: These are only estimates as share prices are subject to change.

• Current Share Price: According to several recent reports, around ₹215-₹220 per share on NSE/BSE.
• 52‑week High / Low : Highest ≈ ₹260‑₹300 and Lowest ≈ ₹158.85.
• P/E Ratio: 15.4‑15.6 times earnings.
• Book Value: ₹90-₹93 per share.
• Dividend Yield: Recent observations suggest approximately 1.9–2.0%.
• Market Capitalization: Around ₹43,000-₹44,000 crore in recent times.

According to HUDCO’s financial data, the company’s revenue and net profit have increased significantly in recent quarters. For example, revenue increased by approximately 38% in the fourth quarter of fiscal 2025. Standalone net profit increased by approximately 4% year-over-year.

History & Key Functions

Origin: HUDCO was established on April 25, 1970, as Housing and Urban Development Finance Corporation Private Limited. Later, it was renamed a government company.

Its areas of work include rural housing, beneficiary-based construction, especially housing for economically weaker sections/low income groups. It also finances urban infrastructure (transportation, smart cities, water supply, sewerage, etc.).

Current Projects: It participates in urban infrastructure projects run by the central and state governments, such as AMRUT, Swachh Bharat, Smart Cities, etc. Additionally, HUDCO also provides loans to state organizations for infrastructure projects.

You should know this

1. Role in Government Housing Schemes

In both rural and urban areas, HUDCO is a key player in the implementation of central government housing missions like the Beneficiary-Led Construction (BLC) component and the affordable housing vertical of the Pradhan Mantri Awas Yojana (PMAY). It helps state agencies, offers grants or loans, etc.

2. Urban Infrastructure Financing

In addition to housing, HUDCO also finances projects related to urban transportation, roads, sewerage, water supply, and social infrastructure (schools, health centers). HUDCO also provides financial support for several Smart City initiatives. India’s urbanization requires improved infrastructure, making these projects crucial.

Financial Strengths and Risks

Government support, a large portfolio of housing and infrastructure assets, the ability to raise capital through bonds and NCDs, and growing demand for urban infrastructure and housing are among its advantages. Risks may include non-performing assets (if loans default), fluctuations in interest rates, project delays, regulatory amendments, and competition from private housing finance firms. Additionally, as a public sector undertaking, political influence and policy risks are significant.

Share Valuation and Investor Considerations

P/E and book value, revenue and profit growth, dividend yield, and HUDCO’s relative position compared to its peers are important parameters for investors. The current P/E ratio of approximately 15-16 times indicates a modest valuation relative to growth.

The 52-week highs and lows also indicate volatility. Investors should review the project pipeline, debt levels, interest rates, and HUDCO’s implementation performance. Additionally, macro factors such as interest rates, housing demand, inflation, and urban policy are also important.

Future Outlook & Strategic Direction

• HUDCO, now a Navratna Public Sector Enterprise (CPSE), will likely operate with greater flexibility.
• Sustainable urban development is becoming increasingly important in India and globally. This includes resilient urban planning, green infrastructure, energy efficiency, and water conservation. HUDCO is expected to support such projects.
• However, there will be difficulties in controlling financial costs, maintaining asset quality, and aligning with funded projects.

Why HUDCO Share Price Moves

Investors and others benefit from knowing what influences HUDCO’s share price:

• Earnings reports: Both quarterly and annual results reflect loan disbursements, profit, and revenue growth. The stock typically rises with strong growth.
• Budget announcements and government policies: Since HUDCO is closely linked to government housing and infrastructure programs, announcements regarding the national budget, urban development policies, interest subsidies, etc., influence how well the agency is expected to perform.
• Interest rate environment: Financing and housing finance are sensitive to interest rates. Rising interest rates increase borrowing costs, which can reduce demand.
• Project pipeline and disbursements: The number of approved projects, loans, and delayed payments, among other parameters. Project execution risk is important.
• Regulatory and financial health: Investor sentiment is also influenced by non-performing loans, debt levels, liquidity, rating agency assessments, and RBI/NBFC/infrastructure finance regulations.
• Market sentiment and broader macro factors include rural-urban migration, the real estate cycle, inflation, urbanization trends, etc.

investment and growth

• In order to raise money, HUDCO has authorized the issuance of non-convertible debentures (NCDs) in the amount of ₹3,000 crore through private placement.
• In a significant memorandum of understanding (MoU) with the Nagpur Metro Authority, HUDCO committed to providing up to ₹11,300 crore in funding over a number of years for the development of the metro and its infrastructure.
• In the most recent fiscal quarters, revenues have increased quickly. Revenues increased by about 38% in the fourth quarter of FY2025 over the same period the previous year.